Welcome. We are Janice Spencer & Cindy Ehling of “Spencer &  Ehling.” Janice is 
  the current Broker/Owner of Windermere Signature Collection in Antioch. She has
  eleven years experience in East County. Currently she serves as a Director of the Delta
  Association of Realtors and has been actively involved with Women's Council of
  Realtors. Cindy has been a Realtor since 1992. She is currently serving as Secretary
  for the East Contra Costa Historical Society and writes an article for the prestigious "One Ten" magazine about up and coming community developments. In a profession where many of our  peers depend on image marketing, we put you back as the focal point. Your wants and needs are the guiding consideration in every decision and action. Together, we stand at the ready to assist you with your home ownership goals!

Our complete profile and client testimonials are available on our website.  Search the Multiple Listing Service.

I'm Kathy Zickenberg, your Mortgage Consultant, and I believe that having your own banker has it's  advantages.  Before coming to Indy Mac Bank, I brokered loans  extensively, and I feel completely comfortable with finding just the right lender and program for your needs.  I am committed to excellence and  my empathy, accessibility and helpfulness reflects my care-taking background.  I strive to add measurable value to each and every one of my relationships by acting not only as your Mortgage Consultant, but your  trusted adviser for strategic wealth building before, during and after the  transaction while keeping in mind your short and long term goals.  I look  forward to assisting you, to make your dreams a reality.